PLUTUS FOUNDATION GRANTS
Homes on the Hill
Program supported Spring 2023.
Program supported Spring 2019.
By increasing the financial capabilities of the families we serve, and helping low to moderate income families achieve their goal of homeownership, or save their homes from eviction or foreclosure, we continue to raise the quality of life in our community, one family at a time.
Homes on the Hill CDC (HOTH) believes that safe and affordable housing is the key to a better quality of life .
Homes on the Hill CDC helps low- and moderate-income families build financial skills, work toward homeownership, and avoid eviction or foreclosure. Its goal is to help families find or keep safe, affordable housing and improve their quality of life.
HOTH continued to expand our reach into the Hispanic market in 2020. One of our original objectives with our grant from the Plutus Foundation was to serve Hispanic households, in Spanish, with our HUD approved housing counseling and financial capabilities coaching. We accomplished this goal in 2020, with over 15% of the families we served identifying as Hispanic. Additionally, over 70% of the families we served qualified as low to moderate income households, earning below 80% of the area medium income.
From July 2019 through June 2020, across all counseling and education activities HOTH served 80 Hispanic families. Over 15% of the total number of families we served during this period were Hispanic, well above the percentage of Hispanics living in our community. At least 15 of the Hispanic families we served during this time period were able to purchase their first homes . Over 300 families we served created sustainable household budgets and over 200 families improved their financial capabilities during this time period.
About Homes on the Hill
Homes on the Hill, Community Development Corporation (HOTH-CDC) has an accomplished record of home rehabilitation and homeownership education programs.
Incorporated in 1993 to develop affordable housing in the Hilltop, Homes on the Hill is a not-for-profit organization and holds a 501(c)(3) status from the IRS.
Homes on the Hill began purchasing and rehabbing property in 1996 and has successfully developed more than 100 owner-occupied and rental housing units. Today, the organization continues to grow and increase capacity to develop new projects in the neighborhood.
About Daniel Ruggiero
Daniel Ruggiero is Assistant Director of Homes on the Hill, where he helped create its Spanish-language homebuyer education program. His experience spans mortgage lending, financial education, and community development, including eight years at Huntington National Bank and teaching at The Ohio State University.