Personal finance doesn’t have to be complicated. Get back to basics by creating a budget, understanding your credit, having an emergency fund, and paying off debt. These few things will go a long way towards getting your financial house in order.
Food deserts exist due to immense social and systemic issues as well as broader issues of supply and demand economics. But how do they affect the lives of the people living in a food desert and what can we do to help.
Emergency funds are there for, well, emergencies. But what exactly constitutes an emergency? It’s any situation that poses a risk to your livelihood, health, or safety – such as job loss, emergency repairs, or medical care.
Creating a course isn’t free – but it’s not overly expensive either. You’ll need a domain, a hosting platform for your course, and a way to market it. Marketing could include ads, email marketing, or even influencer marketing. Each will come with its own price tag.
Kids cost, on average, $12, 980 per year. This varies of course by family income, location, age of the child, and lifestyle choices of the parents. Childcare, housing, and food are the largest expenses when it comes to raising a child.
Blending your family is tough for lots of reasons, least of all are the financial considerations. Here’s how to tackle blended family finances.
Financial independence has a lot of misconceptions. In the end, it’s about having the ability to choose your lifestyle without money-related stress. What that means exactly will be different for everyone. Your financial goals will depend on the circumstances of your own life and desires.
2020 was full of things we couldn’t control, but that doesn’t mean we don’t have any control at all. There are still things we can do to impact our finances, such tap into local resources, look for a new job, or even ask for a raise.
You arent’ alone if you spent more than you were planning this year on the holidays. Now that they are over it’s time to reassess your finances, make a plan to pay off that holiday debt, and prepare for next year.
Millions of families are experiencing deep financial stress during this pandemic. Job loss, increasing debt, and other financial hardships are putting many families behind. Yet, the stock market somehow has remained at historic highs. This further increases the wealth gap between those who have invested in stocks over the years
There it was on my credit report: a delinquent account more than 90 days overdue. It was hurting my credit and my chances at refinancing my mortgage. The only problem was — I didn’t recognize the account or remember opening it. I started to suspect I was the victim of
Private or federal student loans: what’s the difference between the two, and which should you choose? This is a question that many students and their parents may face when figuring out how to pay for college. But it can also be a consideration for borrowers who are repaying student loans
