Category: Financial Literacy

An emergency binder helps you and your loved ones carry on when the worst occurs. Maybe there is an unexpected death, or you have to flee quickly from your home. Having all your important documents in one place can make a big difference. Here’s how to create an emergency binder.

If your finances are suffering, your mental health may soon follow suit. And vice versa – poor mental health often leads to poor finances. This can cause a downward spiral that is difficult to break — but there is hope.

Debt and depression can often go hand in hand. A recent survey noted that 45% of Americans have recently felt depressed about their financial situation. But there are things you can do to feel better about your finances right now.

If you need help paying your essential bills, there are many financial assistance programs to help keep you afloat until you can become financially secure again. From federal programs to local assistance, you are sure to find some help with these programs

Between school, work, kids, pets, side hustles, your social life, doctor appointments, or just trying to find the time to go to the grocery store, there never seems to be enough time. That’s why podcasts and specifically, personal finance podcasts are great. You can listen while you do other things, such as cleaning the house, running errands, and walking the dog.

For a lot of people, personal finance blogs are their top financial resource. When you are trying to get your money right, save for a big goal, or even aim for something like financial independence in your future, money blogs have a wealth of resources. Most of the time, these resources are completely free.

Financial literacy is the understanding of basic financial concepts and proper money management. When you don’t have basic financial literacy achieving financial stability is nearly impossible. 

Financial literacy skills are crucial for success in our children’s future personal and professional lives. And teaching this skill usually falls to the parents. There are a lot of different tools and resources to help get our kids ready to make important financial decisions.

Personal finance doesn’t have to be complicated. Get back to basics by creating a budget, understanding your credit, having an emergency fund, and paying off debt. These few things will go a long way towards getting your financial house in order.

Food deserts exist due to immense social and systemic issues as well as broader issues of supply and demand economics. But how do they affect the lives of the people living in a food desert and what can we do to help.

Teenagers aren’t cheap. In fact, they are even more expensive than babies! We’ve done the research on what it costs to raise a teenager and how to help manage those costs.

Emergency funds are there for, well, emergencies. But what exactly constitutes an emergency? It’s any situation that poses a risk to your livelihood, health, or safety – such as job loss, emergency repairs, or medical care.