Budgeting is all about trial and error. It usually takes a few months to figure out what type of budget fits your needs and personal style. Once you’ve nailed down what works for you, it might take a few additional months to really dial in your spending versus your income.
As couples prepare for marriage, it’s wise to have a range of financial discussions such as disclosing debt, income, and assets and even setting shared financial goals. One conversation you shouldn’t overlook is whether a prenuptial agreement is right for you.
You’ll likely want to choose either the snowball method or the debt avalanche to choose the order in which you will pay off your debts. Then, really, the plan is to throw as much money as possible at your debts until they are gone.
Here’s a list of mom bloggers in the financial space who are making an impact for moms and women everywhere. If you’re interested in finances or are beginning your financial journey and need an extra boost of accountability, you can easily join this list of influential women who are sharing their financial experiences by starting your own blog.
Building an emergency fund is one of the most important cornerstones for financial security. Here are some tips on how to build an emergency fund and why it is so important.
An emergency binder helps you and your loved ones carry on when the worst occurs. Maybe there is an unexpected death, or you have to flee quickly from your home. Having all your important documents in one place can make a big difference. Here’s how to create an emergency binder.
If your finances are suffering, your mental health may soon follow suit. And vice versa – poor mental health often leads to poor finances. This can cause a downward spiral that is difficult to break — but there is hope.
Debt and depression can often go hand in hand. A recent survey noted that 45% of Americans have recently felt depressed about their financial situation. But there are things you can do to feel better about your finances right now.
If you need help paying your essential bills, there are many financial assistance programs to help keep you afloat until you can become financially secure again. From federal programs to local assistance, you are sure to find some help with these programs
Between school, work, kids, pets, side hustles, your social life, doctor appointments, or just trying to find the time to go to the grocery store, there never seems to be enough time. That’s why podcasts and specifically, personal finance podcasts are great. You can listen while you do other things, such as cleaning the house, running errands, and walking the dog.
For a lot of people, personal finance blogs are their top financial resource. When you are trying to get your money right, save for a big goal, or even aim for something like financial independence in your future, money blogs have a wealth of resources. Most of the time, these resources are completely free.
Financial literacy is the understanding of basic financial concepts and proper money management. When you don’t have basic financial literacy achieving financial stability is nearly impossible.
